10 Shocking Common Mistakes most New Investors Make

They say that experience is the best teacher. However, when money is at stake, it is wise to learn from the mistakes of others rather than your own! Don’t you agree? This is why I’ve assembled my list of the top ten common mistakes made by new investors. 1. They don’t apply the science of diversification ‘Don’t put all your …

When is the Right Time to Sell Stocks & Shares?

If we want to follow the advice of “Buy low and sell high”, we need to understand when is the right time to sell shares. But when is the right moment? Is it when a company begins to lose its shine? Is it after the first strong evidence that its fortunes have reversed? Or is it when the company seems …

How NOT to Pick Stocks & Shares

I receive quite a high volume of emails about stock picking, i.e. choosing the right company shares to invest in. This article will point out some bad practises that I have seen, by highlighting four ways in which you SHOULD NOT go about this exercise. In my free investing courses, I encourage passive investing over active investing. This removes the …

Are Shares a Risky Investment?

The stock market is often compared to a casino. The newspapers often refer to investment banking as ‘casino banking’ which adds further weight to this idea. But are shares actually risky investments? And does the stock market deserve to be grouped with games like blackjack and roulette? A bad reputation The stock market has earned a bad reputation from stock …

Definition of Stocks and Shares – is there a Difference?

The Stocks and Shares ISA is a tax-free investment account available to UK investors. The name implies that stocks and shares are similar but somehow different. This leads many people to wonder – what is the difference between stocks and shares? Is there a difference at all? Definition of ‘shares’ A stock or share is a certificate which entitles its …

How to Choose a Stockbroker or Investing Platform

Welcome to the Financial Expert guide on how to choose a stockbroker or investment account to begin your investing journey. Design your investment strategy You need to first make two strategic decisions before you can choose a stockbroker. The pricing levels of different brokers will match to different investment strategies. Therefore, decide what kind of an investor you will become: …

Is Now a Good Time to Invest in the Stock Market?

“Is now a good time to invest in the stock market?” as well as “Should I save or invest?” are probably the most common question I am asked by readers, friends and family. In this article, I will tackle this subject and provide a few market timing tips. I hope to convince you that this question is the wrong one …

How to Research Share Prices and Company Information

Two hundred years ago, shares were traded between an elite group of wealthy individuals through social groups which often met in coffee houses. How to research share prices back then was to order an espresso and ask the right individual! Now, a small investor only needs a good internet connection to gain access to almost unlimited amounts of information, analysis, …

Passive Funds versus Active Funds

An argument which has long raged in the halls of asset managers is the debate between investing styles. In particular; passive versus active investing. Financial Expert encourages one of these styles – we will use this article to explain which style we prefer, and why it has won our support. An active investor uses discretion to select individual investments that …

How to Spot Investment Scams

Knowing how to spot investment scams is an essential skill for a modern investor. Collectively, investors represent a gold mine for organised crime. Is there an easier target than a group of people who wish to pay £000’s in return for something intangible? The online space, in particular, can be a dangerous place. It is difficult to tell apart an …