Peer to Peer lending (P2P), is a new form of investment which appeared one decade ago. The return on investment falls somewhere in between bank interest account and the returns from investing in shares on the stock market. Unlike bank accounts, the FSCS £85,000 compensation scheme does not generally cover peer to peer lending investments. Some investors see peer to …
The Ultimate Guide to Dividend Growth Investing
Introduction The ‘Dividend Growth Investing‘ strategy (DGI) has taken root as a favourite strategy across money blogs, particularly websites which are dedicated to saving for retirement. In August 2019 Vanguard reopened its Dividend Growth Fund (Ticker: VDIGX) to new investors, showing a willingness to cash in on the resurgence of its popularity. Depending on where you look online, you will …
Are Payday Loans a Scam?
Editor note: The article ‘Are Payday Loans a Scam?’ was originally published on Financial Expert in 2010, and received a positive media response. In the years that followed, pressure upon payday lenders from us and other campaigners snowballed. In 2015 and 2017 the Financial Conduct Authority (FCA) finally imposed new, tougher rules on lenders. The article has been updated in …
How to Avoid Tax when Investing
This guide on how to avoid tax when investing will arm you with a series of tweaks you should consider making to your portfolio to maximise your returns. The reduction of taxes is a risk-free method to bring a basic investment portfolio up one notch in terms of sophistication, which is why we include this article in our intermediate learning …
What is an IPO (Initial Public Offering) and how to invest in one
Initial public offerings (IPOs) are milestones in the stock market calendar. An IPO is where a company gives the public an opportunity to buy shares in the company for the first time. This article will introduce you to initial public offerings and explain how to invest in an IPO. Also, we will highlight some common pitfalls for IPO investors. What …
How to Invest in Property
Welcome to our comprehensive guide on how invest in property. In this article we will delve into property as an asset class, and debunk several myths. We will also explore six different methods you can use to invest. Property, also known as real estate, could be a valuable addition to an investment portfolio. Property complements the ‘balanced’ and ‘adventurous’ risk …
Investing in Emerging Markets
Are you curious about investing in emerging markets? In our article ‘How to build a basic investment portfolio‘ we suggested that investors with an ‘adventurous’ or ‘balanced’ risk profile should consider including these exotic investments in their portfolio. What are Emerging Markets? Emerging markets are the stock, bond and property markets of rapidly developing economies. MSCI, a leading index company, …
How to Reduce or Eliminate the Cost of Investing
In this article, we will explore how to reduce the cost of investing can be reduced. Although this doesn’t sound exciting – reducing fees is actually the easiest way to increase your returns. The Size of this Opportunity Fee savings could make the difference as to whether you will achieve your investment goal. If you invested £100,000 for 30 years …