Vacation homes can be considered a very hot topic right now. The demand for such residences has been on the rise since 2020 and doesn’t show signs of stopping. More …
How To Handle Long-Distance Property Management
There are approximately 2 million landlords in the UK, and many of these landlords must manage properties in a range of locations. Long-distance management of rental properties can be complex …
How Do Green Mortgages Work? The Complete Guide
As we become more aware of the importance of going ‘green’ and investing in sustainable energies, more products come to market to support that important trend. There are many ways …
A Step-by-Step Guide to Learning How to Invest in College
Money makes the world go around, and anyone should get some proper education in finance these days. Everybody should know how to handle their money, savings, or investments in today’s …
How to Repay A Bridging Loan
Many homeowners who are moving often rely on the amount they will get from the sale of their current home to fund the purchase of a new one. But deadlines …
Divorce and Money: How Finances Affect Divorce Rates in America
Relationships turbulence either clear out things and strengthen the couple or lead to divorce. Among the top reasons for marital arguments, one can name financial issues. The research among American …
Peers Can Help to Enhance Your Financial Management Skills
College is the first step on the student’s path into their independent life. Having broken free from their parents, at last, they need to learn how to live on their …
The Top Reasons Why We Borrow Money
In some cases, you may want to try something else before taking out a personal loan. For example, you may want to make a small purchase or negotiate a lower …
5 Reasons to Use Online Banking
Online banking provides a positive shift from the boredom of physically balancing your chequebook and being concerned about wrongly handwritten balance sheets. It’s become so simple to handle your finances …
What Methods Can You Use to Clear Your Debts?
It is a time of unprecedented economic strife for the average family. Energy bills have increased by 54%, while inflation has increased greatly against stagnated wages. In times like these, …
3 Things You Need to Know About Auto Insurance
If you’re planning to buy a car, getting car insurance as soon as you acquire the vehicle is recommended. Doing this can protect you from substantial financial losses in case …
Why Legal Funding Is a Growing Trend?
Nowadays, more and more people turn to legal funding to cover their expenses. It allows them to gain access to funds they would otherwise be unable to attain, which can …
How to Maximise the Value of an Investment Property
‘Buy low; sell high’ is the old adage often uttered by investors in many markets of all kinds. When investing in property, this phrase certainly applies. Wise investors need to …
The Advantages of Adding Real Estate To Your Investment Portfolio
When building your portfolio, it can be hard to find investment opportunities that maximize return on investment while minimizing risk. This is especially true in the current economic climate where …
The Best UK REITs (Real Estate Investment Trusts)
A Real Estate Investment Trust, commonly abbreviated to REIT is an easy and effective way to tap into returns from UK commercial property, residential property and property development profits. The …
The Best UK Investment Trusts – Ranked
Investment trusts are one of the oldest forms of investment vehicles. The first British investment trust was the Foreign & Colonial Government Trust, launched in 1868 to allow investors to …
Investing Pitfalls to Avoid in Retirement
Retirement is the phase of life where your investment portfolio really comes into its own. No longer just a background number ticking upward during your career, it’s now a key …
Should You Invest for Income or Growth During Retirement?
Retirees tend to change their investment strategy when they reach retirement. A common practice is to adopt a dividend investing strategy (see dividend investing books on this subject) and use …
How to Reassess Your Portfolio at Retirement
Planning for retirement is a complex area and you may be interested in the best retirement planning books or financial advice before planning your own retirement. That being said, you …
Comparing the Economies of the UK and France
The British and French economies developed during the same era, are roughly the same size and are geographically connected via a tunnel. But in spite of these similarities, the British …
How to Prepare Yourself for Questions During Your Mortgage Application
Regardless of whether you are applying for your mortgage directly with the lender or utilizing a mortgage broker, you will consistently confront some type of mortgage meeting. This will help …
What Would a Future Proof Portfolio Look Like?
In this article we’ll look at the latest long term trends in demographics, economics and technology to answer the question – what would a future proof portfolio look like? Future-proofing …
Investing in Preference Shares – The Ultimate Guide
What are preference shares? Preference shares are equity instruments issued by companies to investors to raise funds. While they have some similarities with the more common ‘ordinary shares’, their differentiators …
How to Begin Saving For Your First Home
Owing your own home is many peoples’ dream but how to save up enough money for the deposit can seem a daunting prospect. While it is good to ask relatives …
5 Things To Get Straight About Short-Term Loans
If you’re currently facing a financial problem and need immediate funding, you’re likely to consider getting a short-term loan. The decision to apply for one is usually out of necessity, …
The Critical Role of Exchange Rates in Economic Development
An exchange rate is a ratio used to convert one currency to another. Let’s say $1 was worth €1.13 in this case. All types of currencies are exchanged on worldwide …
Top UK Regeneration Hotspots for Property Investment
As people try to find their footing after this rather wobbly year, investors continue to look for their next venture. With London property becoming more challenging to break into, many …
How Are Investments Taxed?
Frustrated by the prospect of generating an excellent financial return on your investments but then having to pay half of it over to the tax authority? This guide to how …
Solicitor Responsibilities When Investing in Property
Investing in property involves a lot of legal paperwork, tough decisions and a few stressful scenarios. Sometimes it’s better to leave the complicated tasks to the professionals so you can …
Situations Where You Should Not Get a Cash Loan
With small cash loans abundantly available, it’s easy for people to get carried away and open up new lines of credit without a repayment strategy in place. Some individuals are …
Insurance Industry – 8 Trends You Should Be on The Lookout In 2021
The insurance industry has undergone profound change over the past few years. It is still a growing industry, as businesses and individuals will always need insurance. It gives them financial …
How to Qualify for Personal Loans with Bad Credit
There are instances where you can qualify for a loan even if you have bad credit. The lender may not have any requirements for having good credit, or you may …
How to Prime a Property to Sell for More Money
Investors often believe that investing in property is all about the purchase process. However, if you think of the long term time horizon, the eventual sale of an investment property …
A 5-Step Guide To Get Approved For A Commercial Property Loan
A financing solution often favoured by real estate investors is a commercial property loan or commercial real estate loan. This type of loan is typically used to renovate or purchase …
How To Maximise The Returns Of Your Gold Investments
For years, gold has proven to be the most significant precious metal, leading to its high demand. Traditionally, investing in gold was limited to holding its physical form, which had …
Buying a Property? 5 Costs to Look Out For
Property can be a fantastic investment, regardless of whether you’re purchasing a buy-to-let unit that you will let to tenants, or a residential home for your family. If you buy when the market is low and can hang …
Investing overseas – at what point do you call in financial translation services?
Investing overseas isn’t for the faint-hearted. There’s plenty to consider, not least the potential language barriers. So, how much can you achieve on your own and at what point do …
Best Ways to Look For Investment Properties in Other Countries
Buying real estate overseas as a vacation home or investment property is the ultimate goal for many of us. One of the biggest reasons is that international property stands out …
Technologies and Trends disrupting the Finance and Banking Industry
Technological advances have been the biggest disruptor of the financial industry. The more consumer expectations change, the more technology has to be introduced to keep up with the demands. Digital …
Why Would a Business Owner Want to Sell Their Company?
Business owners do not tend to think about selling their company when getting set up, but this is something that needs to be planned for a smooth transition and to …
Why Do Mortgage Applications Get Declined and How Can I Avoid It?
As a first-time buyer, there’s a huge amount that you won’t know about the mortgage application process. There are lots of aspects that can cause you problems and even result in your purchase falling through. We Buy …
What Can be Done to Encourage the Growth of SMEs?
Small and medium-sized enterprises (SMEs) are a critical component of an inclusive economy, they encourage the growth of jobs and wealth and they have always been the true heralds of …
The Best UK Deep Value Investment Funds
Welcome to our guide to the best deep-value investment funds. This article contains journalistic research about the deep value investing strategy, and information about a number of deep value investment …
Real House Price Growth History Chart (UK – 1988 – 2020)
I was recently disappointed at the availability of real house price growth charts online, so I decided to publish my own here on Financial Expert. Everyone in the UK will …
Growth Investing – A Beginners Guide
In this beginner’s guide to growth investing, I’ll be guiding you through this popular investing strategy. I’ll explain the theory of growth investing, how to spot a hot growth stock, …
Value Investing – A Beginners Guide
In this beginners guide to value investing, I’ll explain the basics of how this investing strategy works. I’ll explain how to identify value stocks, how to apply the strategy and …
How False Expectations can Affect your Financial Trading
Many people go into financial trading with unrealistic expectations. These are often caused by equally unrealistic hype, marketing and overinflated success stories promoted on the internet by websites keen to …
Generating Returns from Overseas Property
If you’re a full time investor with a mix of interests, you’ll already be aware just how difficult it is to generate a reasonably well guaranteed rate of return in …
5 Ways to Protect your Finances after Divorce
Divorce is never easy on you emotionally, mentally and very often, financially. Whether it comes during the divorce process, or before or after the papers are signed, economic difficulties are …
How to Invest in Property Without Buying Property Directly
Investing in property is an attractive proposition for many people aged 30 – 60 who have surplus income to save, and who are looking for an investment opportunity. Property investment …
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