Retirement is the phase of life where your investment portfolio really comes into its own. No longer just a background number ticking upward during your career, it’s now a key …
Should You Invest for Income or Growth During Retirement?
Retirees tend to change their investment strategy when they reach retirement. A common practice is to adopt a dividend investing strategy (see dividend investing books on this subject) and use …
How to Reassess Your Portfolio at Retirement
Planning for retirement is a complex area and you may be interested in the best retirement planning books or financial advice before planning your own retirement. That being said, you …
Comparing the Economies of the UK and France
The British and French economies developed during the same era, are roughly the same size and are geographically connected via a tunnel. But in spite of these similarities, the British …
How to Prepare Yourself for Questions During Your Mortgage Application
Regardless of whether you are applying for your mortgage directly with the lender or utilizing a mortgage broker, you will consistently confront some type of mortgage meeting. This will help …
What Would a Future Proof Portfolio Look Like?
In this article we’ll look at the latest long term trends in demographics, economics and technology to answer the question – what would a future proof portfolio look like? Future-proofing …
Investing in Preference Shares – The Ultimate Guide
What are preference shares? Preference shares are equity instruments issued by companies to investors to raise funds. While they have some similarities with the more common ‘ordinary shares’, their differentiators …
How to Begin Saving For Your First Home
Owing your own home is many peoples’ dream but how to save up enough money for the deposit can seem a daunting prospect. While it is good to ask relatives …
5 Things To Get Straight About Short-Term Loans
If you’re currently facing a financial problem and need immediate funding, you’re likely to consider getting a short-term loan. The decision to apply for one is usually out of necessity, …
The Critical Role of Exchange Rates in Economic Development
An exchange rate is a ratio used to convert one currency to another. Let’s say $1 was worth €1.13 in this case. All types of currencies are exchanged on worldwide …
Top UK Regeneration Hotspots for Property Investment
As people try to find their footing after this rather wobbly year, investors continue to look for their next venture. With London property becoming more challenging to break into, many …
How Are Investments Taxed?
Frustrated by the prospect of generating an excellent financial return on your investments but then having to pay half of it over to the tax authority? This guide to how …
Solicitor Responsibilities When Investing in Property
Investing in property involves a lot of legal paperwork, tough decisions and a few stressful scenarios. Sometimes it’s better to leave the complicated tasks to the professionals so you can …
Situations Where You Should Not Get a Cash Loan
With small cash loans abundantly available, it’s easy for people to get carried away and open up new lines of credit without a repayment strategy in place. Some individuals are …
Insurance Industry – 8 Trends You Should Be on The Lookout In 2021
The insurance industry has undergone profound change over the past few years. It is still a growing industry, as businesses and individuals will always need insurance. It gives them financial …
How to Qualify for Personal Loans with Bad Credit
There are instances where you can qualify for a loan even if you have bad credit. The lender may not have any requirements for having good credit, or you may …
How to Prime a Property to Sell for More Money
Investors often believe that investing in property is all about the purchase process. However, if you think of the long term time horizon, the eventual sale of an investment property …
A 5-Step Guide To Get Approved For A Commercial Property Loan
A financing solution often favoured by real estate investors is a commercial property loan or commercial real estate loan. This type of loan is typically used to renovate or purchase …
How To Maximise The Returns Of Your Gold Investments
For years, gold has proven to be the most significant precious metal, leading to its high demand. Traditionally, investing in gold was limited to holding its physical form, which had …
Buying a Property? 5 Costs to Look Out For
Property can be a fantastic investment, regardless of whether you’re purchasing a buy-to-let unit that you will let to tenants, or a residential home for your family. If you buy when the market is low and can hang …
Investing overseas – at what point do you call in financial translation services?
Investing overseas isn’t for the faint-hearted. There’s plenty to consider, not least the potential language barriers. So, how much can you achieve on your own and at what point do …
Best Ways to Look For Investment Properties in Other Countries
Buying real estate overseas as a vacation home or investment property is the ultimate goal for many of us. One of the biggest reasons is that international property stands out …
Technologies and Trends disrupting the Finance and Banking Industry
Technological advances have been the biggest disruptor of the financial industry. The more consumer expectations change, the more technology has to be introduced to keep up with the demands. Digital …
Why Would a Business Owner Want to Sell Their Company?
Business owners do not tend to think about selling their company when getting set up, but this is something that needs to be planned for a smooth transition and to …
Why Do Mortgage Applications Get Declined and How Can I Avoid It?
As a first-time buyer, there’s a huge amount that you won’t know about the mortgage application process. There are lots of aspects that can cause you problems and even result in your purchase falling through. We Buy …
What Can be Done to Encourage the Growth of SMEs?
Small and medium-sized enterprises (SMEs) are a critical component of an inclusive economy, they encourage the growth of jobs and wealth and they have always been the true heralds of …
The Best UK Deep Value Investment Funds
Welcome to our guide to the best deep-value investment funds. This article contains journalistic research about the deep value investing strategy, and information about a number of deep value investment …
Real House Price Growth History Chart (UK – 1988 – 2020)
I was recently disappointed at the availability of real house price growth charts online, so I decided to publish my own here on Financial Expert. Everyone in the UK will …
Growth Investing – A Beginners Guide
In this beginners guide to growth investing, I’ll be guiding you through this popular investing strategy. I’ll explain the theory of growth investing, how to spot a hot growth stock, …
Value Investing – A Beginners Guide
In this beginners guide to value investing, I’ll explain the basics of how this investing strategy works. I’ll explain how to identify value stocks, how to apply the strategy and …
How False Expectations can Affect your Financial Trading
Many people go into financial trading with unrealistic expectations. These are often caused by equally unrealistic hype, marketing and overinflated success stories promoted on the internet by websites keen to …
Generating Returns from Overseas Property
If you’re a full time investor with a mix of interests, you’ll already be aware just how difficult it is to generate a reasonably well guaranteed rate of return in …
5 Ways to Protect your Finances after Divorce
Divorce is never easy on you emotionally, mentally and very often, financially. Whether it comes during the divorce process, or before or after the papers are signed, economic difficulties are …
How to Invest in Property Without Buying Property Directly
Investing in property is an attractive proposition for many people aged 30 – 60 who have surplus income to save, and who are looking for an investment opportunity. Property investment …
Why Excellent Financial Advisers Avoid Portfolio Churn like the Plague
Portfolio churn is a slightly naughty word in the financial adviser / investment manager profession. So why is churn a slightly dark concept, and why is avoiding portfolio churn an …
The Difficulties of Investing in Property as a Beginner
Getting on the property ladder is an aspiration shared by many 20 – 40 year olds. When prices have been rising generally for many years, it’s natural to experience FOMO …
How to Invest in Property During Economic Turbulence
As investors, we tend to hold a glamorous image of the investing process. And out of all the asset classes, property investment is probably the most sexy investment category. Property …
Are you Eating the Only ‘Free Lunch’ in the Stock Market?
Proving the familiar saying untrue; I’ll show you how to increase your investment returns without increasing risk. Many phrases and idioms in the english language are passed down from parent …
The Route to a Career in Economics
What is the Role of An Economist? The role of an economist is to apply economic knowledge and economic theory in order to give advice and generate reports. Economists research …
What’s the Difference Between Level 1 and Level 2 Market Data?
This is a definition of Level 1 and Level 2 market data for our guide on how to research company share prices and company information, which is part of our …
Where to Invest in Property
The question of where to invest is perhaps most relevant to property investors. As the famous saying goes: choosing a great property is about three factors: Location, Location, Location! But where should one …
The Different Forms of Financial Protection
Financial protection is achieved through careful planning, a sensible balance between a basic investment portfolio, and insurance. There is nothing more despairing than the story of a retired individual who believed …
A Quick Guide to Absolute Return Funds
If you’ve been researching actively managed funds recently, you may have come across a relatively new breed called absolute return funds. What is an absolute return fund, and could they …
What is a Rentier? And why you’ll love being one
You wake in the morning and take the time to cook yourself a proper breakfast. You turn on your laptop and have a glance at the financial markets. Stocks and …
Why is Property Investment so Popular?
If you’ve ever discussed financial investments with friends of colleagues, I am willing to bet that the topic of how to invest in property entered that conversation. If you look …
Psychology of Investing: 5. Investing on Autopilot
About the psychology of investing series I’m writing this exciting series of articles to add a new twist on the fundamentals of investing, which you may have read about in …
How Much of Your Investment Portfolio Should be in Property?
Are you wondering what proportion of your investment portfolio should be invested in brick and mortar assets such as residential and commercial property? If you’re interested in property asset allocation …
Psychology of Investing: 4. Keeping your Hobby in its Box
About the psychology of investing series This post is designed to be a companion to our main ‘How-to’ investment guides. If you haven’t read them already, I recommend you check …
Psychology of Investing: 3. The Dangers of Exuberance
About the psychology of investing series This blog post forms part of our investing psychology series designed to be read alongside our comprehensive investing ‘How-to’ articles that come with our …
How Much of Your Savings Should you Spend on your First Home?
Are you wondering what proportion of your savings should you offer as a house deposit as a first-time buyer? Buyers often find themselves in this quandary, in part due to …
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