What is an Investment Time Horizon and how does it Impact a Portfolio?

When designing an investment portfolio, one of the factors you must consider is your investment time horizon. The consequence of overlooking your time horizon is discovering that your investments have produced a disappointing return at the point you need to sell your investments and use the funds for their intended purpose. What is my investment time horizon? Your time horizon …

Should I Save or Invest? Why you Deserve Better than a Savings Account

Welcome to the first article in the ‘Foundation level’ learning series. We begin with a huge problem. Specifically, a problem so frustrating that it drove me to create the website you have landed upon. It emerges when we compare saving to investing in bonds or shares. Should I save or invest? In 2019 the best UK one-year savings account pays …