What is an Investment Time Horizon and how does it Impact a Portfolio?

When designing an investment portfolio, one of the factors you must consider is your investment time horizon. The consequence of overlooking your time horizon is discovering that your investments have produced a disappointing return at the point you need to sell your investments and use the funds for their intended purpose. What is my investment time horizon? Your time horizon …

Should I Save or Invest? Why you Deserve Better than a Savings Account

This article could change your life forever. If you are wondering ‘should I save or should I invest?’, you are sitting at a crucial crossroads. This one choice could; improve your quality of life, unlock an earlier retirement, or provide you with the financial freedom to pursue your goals. Beating the ‘savers dilemma’ The savers dilemma is my name for …

What is a Stock Market Index and Why are Stock Market Indices Important?

This is a companion article to how to invest in shares which forms part of the free investing courses available on Financial Expert. If you’ve ever picked upon a copy of the Financial Times, or have perused the business news on the Wall Street Journal, you’ll have likely read something about a stock market index. But what is a stock …