The information on the Financial Expert website has been collated and published with the utmost care by the author.

That being said, the content on this website does not constitute any form of independent professional financial advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or not making) a specific investment or any other decision.

The educational resources published on this website are intended to be educational or journalistic in nature. Information is drawn from academic finance theory, common investing practice and personal experiences.

Given that the impact of any information expressed on this website can vary widely based on your particular circumstances, you should always carry out your own research into the investment that is of interest to you.

This may include seeking out independent professional financial advice from a qualified individual, which will be tailored to your circumstances.

Financial Expert is not a replacement for such advice. We do not purport to offer such a service, and we are not authorised by the Financial Conduct Authority to do so.