Investing books, in particular the best investing books, have the ability to convey difficult concepts in an understandable way. As books about investments are tailored towards the mainstream public, investing …
How to Earn up to £820 in Free Shares & Sign-up Offers
We’ve found five new stockbrokers who so keen to get your business, they are prepared to offer you free shares to encourage you to register with them and fund your account with a small balance.
Investing Books Galore: Why Penning a Title Became Fashionable
“I have a book out” This is the phrase we normally expect from celebrities, ex-politicians and of course, career authors. But I’ve noticed a trend in this increasingly applying to …
How I Built a Millionaire Legacy by Age 30 (and how you can too!)
I found a way to create an instant £1 million pound estate – a guarantee that those I love will receive an unbelievable thank you if the worst should happen …
My Portfolio: Calculating my Expected Return
A rare advantage that bank account savers enjoy over investors is that they can save with certainty. When they move their cash to a higher-performing account, they can easily measure …
The Ultimate Guide to Life Insurance (UK)
What is life insurance? Term life insurance is a highly popular type of insurance policy that pays out an agreed sum if you die within an agreed period (the term). …
My Portfolio: What Have I Invested In?
Selecting investments has to be the most time-consuming aspect of building an investment portfolio for the first time. In the first My Portfolio article, I showed how I allocated my …
My Portfolio: How I Designed My Own Asset Allocation
The free investing courses on Financial Expert cover a lot of theory about the steps you should take when creating a portfolio of your own. But when learning any rules …
What Do You Stand to Gain from an Investing Course?
If you’re new to investing, you might consider an educational route to getting up to speed on the stock market and how investing works. You have several options to choose …
Are Financial Advisers More Expensive Now Than in the Past?
If you’ve used a financial adviser in the UK over the past 10 or 20 years, you may have noticed that something quite significant changed in 2012. Getting financial advice …
3 Wealthy Investors and Entrepreneurs Who Have Declared Bankruptcy
You’d be surprised at the number of successful businesspeople who have had to file bankruptcy at some point in their journey to success. Here are the stories of three famous …
Advantages and Disadvantages of Cash ISAs
Cash ISAs are tax-advantageous savings accounts, where income tax isn’t payable on the interest earned. These individual savings accounts are limited to one per person each year and have a …
Compare Robo-Adviser Investment Services
Robo-advisers are a new category of investment service which partially or fully automate the management of an investment portfolio.
Investing Mistakes: Prioritising Saving over Living
Part of my article series on investing mistakes. I should start by saying that this article simply shares some points of view on a very subjective topic. This is a …
Investing Mistakes: Over-trading
Part of my article series on investing mistakes. This article will explain a mistake made by new investors following active investing strategies. When actively trading, an investor is attempting to …
Investing Mistakes: Investing in too Many Asset Classes and Platforms
Part of my article series on investing mistakes. Enthusiasm and zeal can have a downside when investing. For this reason, it’s important to ‘dial it in’ and ensure you exercise …
Investing Mistakes: Investing too Much in a Single Investment
Sometimes a big bet can really pay off. Take a look at some individual success stories from investing in the stock market in recent years: An investment in Apple Inc …
Why do Stockbrokers Charge Such Different Fees?
If you’ve been comparing stockbrokers against one another online, you’ve probably noticed a stark difference in the fees they charge. Some stockbrokers charge just £4.95 for a share trade, whereas …
Why Get Pension Advice from a Financial Adviser?
If you work for a good employer, you have probably been offered a workplace pension scheme of some kind. This could be a ‘defined benefit scheme’ which is common in …
Which Type of Stockbroker Is Best for Passive Investing?
Stockbrokers come in many shapes and sizes. There are the expensive boutique firms that offer a chat and tips over the phone before you trade (£££), and there are the …
Investing Mistakes: Is it Possible to Invest Too Much?
At school, work and during retirement, we are encouraged to save money. It begins with the ‘piggy bank’ we are given as children and is reinforced with encouragement from our …
The Different Types of Stockbroker
Thanks to the evolution of the British stockbroker market, alongside improvements in technology and changes in investor appetite, the current selection of stockbrokers to choose from in the UK is …
Why You Should Not Use a Financial Adviser
This article is part of my Q&A series on financial advice. Today’s question is ‘Why you should not use a financial adviser?’ One of the biggest questions that investors grapple …
Do Banks have Financial Advisers?
This article is part of my Q&A series on financial advice. Today’s question is ‘Do banks have financial advisers?’ With each year that passes, we seem to visit the bank …
Do Financial Advisers Invest Your Money?
This article is part of my Q&A series on financial advice. Today’s question is ‘Do financial advisers invest your money?’ The question of what a financial adviser does beyond giving …
Is Having a Financial Adviser Worth it?
This article is part of my Q&A series on financial advice. Today’s question is ‘Is having a financial adviser worth it?’ As I explained in How much does a financial …
Where Can I Get Free Financial Advice?
This article is part of my Q&A series on financial advice. Today’s question is ‘Where can I get free financial advice?’ Finding a financial adviser to build and monitor your …
How Much Does Financial Advice Cost?
This article is part of my Q&A series on financial advice. Today’s question is ‘How much does financial advice cost?’ Cost is perhaps the number one consideration when people are …
Becoming the Bank for Mum and Dad
The natural order of things suggests that your parents look after you, financially as well as physically, before they set you on the road to independence. Parents teach you the …
Bolstering your Finances after the Unexpected
If you ask a financial advisor about which element personal finances the public neglects most, the answer you would hear is “protection”. “Protection” is CFA speak for ‘insurance’, and boy …
What is the FTSE 100?
FTSE 100 is a registered trademark, owned by FTSE Russell, which is in turn owned by the London Stock Exchange (LSE). The name refers to an index of the share …
Who is the Best Financial Guru?
This article will help you discover who is the best financial guru. I’ll begin by explaining what a financial guru is. Next, I’ll highlight five excellent sources of financial wisdom …
What is a Financial Expert -Definition
This article answers the question: What is a Financial Expert? As this site is actually named Financial Expert, it makes sense to publish this definition here. Definition of a Financial …
How to Open a Bank/Savings Account (UK)
To support our free investing courses for young people, here is a quick article outlining how to open a bank account. Let’s get you saving as soon as possible! Step …
How to Become a Good Saver
My personal views on saving are made very clear on Financial Expert. In my article ‘How to Retire at 50‘, I explain that our ability to save will dramatically affect …
A Guide to Investing Using Fixed Rate Bonds
A fixed-rate bond is ideal for people who want to invest and save money in the long term to try and gain as much interest as possible. An introduction Fixed-rate bonds pay …
Save for Your Future
Due to the current economic climate, many people are struggling to save a portion of their salary, which may lead them into problems later in life. Prudential recently carried out …
Investing – ISAs explained
ISA stands for “individual savings account”. These are special accounts that have a limit on how much money you can deposit into them each year but also come with tax …
Investing 101: Begin Investing with Confidence
Welcome to Investing 101, a brief introduction to investing in the stock market. This is a 5 minute guide which will highlight the key things you need to know before …
Investing for Dummies: How to Become an Investor from Scratch
One of the central themes of my articles on Financial Expert is that investing is for everyone. This includes people of any age and folks who don’t yet feel confident …
What Type of Saver Are You?
When it comes to putting money away everyone is different, from the amount saved each year or month to the reasons behind saving at all. So, which type of saver …
How to Retire at 50 (Or Sooner)
Is it possible to retire at 50 without bringing in a lucrative salary, or pinning hopes on the lottery? Retiring early is possible, and it’s backed by the simple personal …
Why Choose an Online Investing Course?
Online investing courses are now widely available on the web. You can take your pick between a 24-hour lecture series, an interactive video series, or bitesize articles (like in our …
A Comprehensive Beginners Guide to Investing
Forget the advanced tips and complex investment products. Do you want to ground yourself in the simple principles that underpin all successful investments? Read on!
The 5 Best Free Investing Courses
The web is packed with interesting investing content. This ranges from topic blogs, online definitions and full-blown course. This article will explore some of best free online investing courses available …
Investment Definitions & Glossary
The free investing courses available on Financial Expert are aimed at beginner and amateur investors. What makes our investment training programs unique is our approach to the learning process. We …
Definition of a Real Estate Investment Trust
In my ultimate guide on how to invest in property, I list REITs as one of the popular methods. But what does REIT mean? What does REIT stand for, and …
Definition of a Unit Trust
Unit trust is a term you may see on the fact sheets of funds or collective investment vehicles. But what does unit trust mean? And what are the characteristics of …
Definition of Investment Trusts
Investment Trust or ‘Investment Trust Company’ is a term you may see when researching investment opportunities or collective investment vehicles. But what does Investment Trust mean? And what are the …
Definition of OEIC (Open Ended Investment Company)
OEIC is a term you may see on the fact sheets of funds or collective investment vehicles. But what does OEIC mean? And what are the characteristics of an OEIC? …