In the world of investment, diversification is often considered a key strategy to reduce risk and enhance returns. Investors allocate assets across various classes, such as stocks, bonds, real estate, …
Strategies for Mitigating Investment Risk and Effectively Managing Your Portfolio
Are you looking to invest your hard-earned money but are concerned about the potential risks? With so many investment options available, it can be overwhelming to determine which ones will …
4 Features of Risk Parity Portfolios
When putting together an investment portfolio, you need to determine a strategy in terms of investment allocation and management. There are many different approaches used, and one of the most …
The Ultimate Guide to Investment Risk
Welcome to our ultimate guide to investment risk. Like our other ultimate guides, this article will cover as much breadth and depth as you’ll need as a beginner to master …
Does a Recession-Proof Portfolio Exist?
As the British economy begins to slow as a result of racing inflation, geo-political threats at Europe’s borders and increasing finance costs, a recession is potentially only a quarter away. …
Why You Need to Simplify Your Investments in Retirement
Most financial advice you’ll hear online will introduce complexity into your savings and investments. For example, every new account that you are recommended will involve extending an already long list …
Why is Creating a Diverse Investment Portfolio So Important?
Investing can seem difficult to understand from the outside. For the average consumer, investing is best left to the professionals – with investment funds available via banking organisations and brokers. …
The Best Investment Portfolios for Retirement
Use these model portfolios to help you understand how successful retired investors allocate their assets and manage investment risk in retirement. Knowing how to invest past your retirement date is …
Would a 100% Commodities Portfolio Make Sense?
100% equity portfolios, 100% bond portfolios and 100% property portfolios are patently a thing. But you never hear investors talking about a ‘100% commodity’ portfolio. Do they exist in reality …
Should You Invest for Income or Growth During Retirement?
Retirees tend to change their investment strategy when they reach retirement. A common practice is to adopt a dividend investing strategy (see dividend investing books on this subject) and use …
What Would a Future Proof Portfolio Look Like?
In this article we’ll look at the latest long term trends in demographics, economics and technology to answer the question – what would a future proof portfolio look like? Future-proofing …
Investing in Frontier Markets – Is it Worth the Risk?
Frontier markets are, like the name suggests, on the fringes of the comfort zones of even experienced equity investors. In this article we’ll explain what are frontier markets, how can …
Domestic v International Investing – No Brainer?
A decision that all investors will have to make when choosing what to invest in is whether to limit themselves to investing in the best companies from their domestic stock …
Why Do Shares Produce a Higher Financial Return than Bonds or Cash?
This is a finance theory article that answers a common question of curious investors when they start investing. It’s very apparent that over most long time horizons shares outperformance bonds …
How to Mitigate Risks When Investing in the FTSE 100
There’s a great deal to be said for investing in indices and mutual funds, as these entities offer you access to a relatively broad range of assets and a naturally …
Historical Real Investment Returns by Asset Class and Country
Are you looking for the historical return for equities, corporate bonds and short term government treasury bills? I thought I’d share a useful set of average historical annual returns for …
An Overview of the 9 Major Asset Classes
Asset classes are the raw ingredients for an investment portfolio. How you decide to blend together these different types of investments will determine the expected return, the risk and the liquidity profile of your holdings.
How to Pick Funds
If you’re a lazy investor like me, you love investing funds. Funds help us do away with the torturous process of stock picking. However, picking a fund can be just …
Why Excellent Financial Advisers Avoid Portfolio Churn like the Plague
Portfolio churn is a slightly naughty word in the financial adviser / investment manager profession. So why is churn a slightly dark concept, and why is avoiding portfolio churn an …
My Portfolio: Calculating my Expected Return
A rare advantage that bank account savers enjoy over investors is that they can save with certainty. When they move their cash to a higher-performing account, they can easily measure …
My Portfolio: What Have I Invested In?
Selecting investments has to be the most time-consuming aspect of building an investment portfolio for the first time. In the first My Portfolio article, I showed how I allocated my …
My Portfolio: How I Designed My Own Asset Allocation
The free investing courses on Financial Expert cover a lot of theory about the steps you should take when creating a portfolio of your own. But when learning any rules …
Are you Eating the Only ‘Free Lunch’ in the Stock Market?
Proving the familiar saying untrue; I’ll show you how to increase your investment returns without increasing risk. Many phrases and idioms in the english language are passed down from parent …
How Much of Your Investment Portfolio Should be in Property?
Are you wondering what proportion of your investment portfolio should be invested in brick and mortar assets such as residential and commercial property? If you’re interested in property asset allocation …
How Much of Your Savings Should you Spend on your First Home?
Are you wondering what proportion of your savings should you offer as a house deposit as a first-time buyer? Buyers often find themselves in this quandary, in part due to …
Is Your Share Portfolio Out of Date?
Legendary investors such as Warren Buffet follow the same principle as responsible dog owners; buying shares is for life. This mindset encourages us to think of buying shares as the …
How to ‘Re-balance’ Your Investment Portfolio of Shares
If you’ve researched about how to buy shares online, you may have come across the concept of ‘re-balancing’. This isn’t a new Yoga pose, nor is it as difficult as …
10 Shocking Common Mistakes most New Investors Make
They say that experience is the best teacher. However, when money is at stake, it is wise to learn from the mistakes of others rather than your own! Don’t you …
How to Build an Investment Portfolio
I’m Simon, founder of Financial Expert. This beginners guide covers the essential things you need to know when building an investment portfolio. It’s the most popular guide on Financial Expert. …
The Science of Diversification
This article will explain how to diversify your investments using the science of diversification. To get there, we will walk through logical steps which build to the conclusion. Therefore you …
Investing Risk Appetite Questionnaire
Take our investing risk appetite questionnaire to discover how your attitude towards risk should influence your investing approach. Imagine for a moment: it is 2 am and you cannot get …
What is an Investment Time Horizon and how does it Impact a Portfolio?
When designing an investment portfolio, one of the factors you must consider is your investment time horizon. The consequence of overlooking your time horizon is discovering that your investments have …