Are Payday Loans a Scam?

Editor note: The article ‘Are Payday Loans a Scam?’ was originally published on Financial Expert in 2010, and received a positive media response. In the years that followed, pressure upon payday lenders from us and other campaigners snowballed. In 2015 and 2017 the Financial Conduct Authority (FCA) finally imposed new, tougher rules on lenders. The article has been updated in …

How to Spot Investment Scams

Knowing how to spot investment scams is an essential skill for a modern investor. Collectively, investors represent a gold mine for organised crime. Is there an easier target than a group of people who wish to pay £000’s in return for something intangible? The online space, in particular, can be a dangerous place. It is difficult to tell apart an …

Investing in Emerging Markets

Are you curious about investing in emerging markets? In our article ‘How to build a basic investment portfolio‘ we suggested that investors with an ‘adventurous’ or ‘balanced’ risk profile should consider including these exotic investments in their portfolio. What are Emerging Markets? Emerging markets are the stock, bond and property markets of rapidly developing economies. MSCI, a leading index company, …