Even if you go through something like splitting up with your partner amicably and have worked through some of the practicalities, have you thought about the potential financial impact of …
How to Develop Financial Goals
People always set out certain goals for the future, specifically financial goals. However, for some people, it might be difficult to come up with specific objectives and plan them out …
Boost Your Financial Management With the Top MacBook Apps
As a MacBook user, you already know the benefits of using this laptop for daily work. But did you know there are also the best apps for MacBook that can …
Six Ways to Organise Your Monthly Finances
From simply going over your budget all the way to high interest charges, a lack of organisation will significantly impact your finances over the long term. On the other hand, …
Should You Set Up a Trust for Your Estate? 5 Key Factors to Consider
A trust is an agreement that allows a trustee or a third party to hold on to assets on behalf of the beneficiary. Trusts are added to a will if …
7 Tips: How to Effectively Conduct an Online Financial Planning Meeting
There are many reasons why some people don’t like online conferencing to conduct financial planning sessions. Video makes it harder to read the emotions of the interlocutor (not to mention …
Top 5 Financial Planning Tips For Young Adults
You may struggle with financial planning as a young adult, especially if you lack adequate financial education and understanding. That, alongside the fact that you may have just started earning …
When Is The Best Time To Create a Will
The best part of getting older is that you get to relax a bit more. There are a number of steps that you will take to make your golden years …
Should You Invest for Income or Growth During Retirement?
Retirees tend to change their investment strategy when they reach retirement. A common practice is to adopt a dividend investing strategy (see dividend investing books on this subject) and use …
How to Reassess Your Portfolio at Retirement
Planning for retirement is a complex area and you may be interested in the best retirement planning books or financial advice before planning your own retirement. That being said, you …
How to Prepare Yourself for Questions During Your Mortgage Application
Regardless of whether you are applying for your mortgage directly with the lender or utilizing a mortgage broker, you will consistently confront some type of mortgage meeting. This will help …
What Does It Mean To Be Rich?
Books about getting rich seem to fly off the shelves of Waterstone shops up and down the country every day. Investing blogs like Financial Expert attract a loyal audience of …
How Are Investments Taxed?
Frustrated by the prospect of generating an excellent financial return on your investments but then having to pay half of it over to the tax authority? This guide to how …
Emergency Fund: Tips to Keep the Right Budget
Now all over the world, there is a very difficult financial situation that requires you to maximize concentration and study the basics of financial literacy. Need Emergency Money? Lifebuoy for …
Is it Possible to Get a Loan with Poor Credit History?
If you have bad credit, it’s still possible that you might be able to get a bad credit loan. Here’s everything you need to know about these types of loans …
4 Financial Planning Tips for High Net Worth Individuals
Financial planning requirements vary a great deal depending on your net worth. High net worth individuals, or those with upwards of a million in their bank account, must maintain and …
Individual Voluntary Arrangement (IVA): A Suitable Option for Paying off Your Debts
What is an IVA? An Individual Voluntary Arrangement, or IVA for short, is a formal arrangement between you and your lenders/creditor companies that can help you pay off your debts …
How Risky Are Stocks & Shares ISAs?
A stocks & shares ISA is one of the most popular investment accounts for UK savers. There are two main draws of stocks & shares ISAs; their investment options with …
5 Ways to Protect your Finances after Divorce
Divorce is never easy on you emotionally, mentally and very often, financially. Whether it comes during the divorce process, or before or after the papers are signed, economic difficulties are …
How I Built a Millionaire Legacy by Age 30 (and how you can too!)
I found a way to create an instant £1 million pound estate – a guarantee that those I love will receive an unbelievable thank you if the worst should happen …
The Ultimate Guide to Life Insurance (UK)
What is life insurance? Term life insurance is a highly popular type of insurance policy that pays out an agreed sum if you die within an agreed period (the term). …
The Different Forms of Financial Protection
Financial protection is achieved through careful planning, a sensible balance between a basic investment portfolio, and insurance. There is nothing more despairing than the story of a retired individual who believed …
How to Retire at 50 (Or Sooner)
Is it possible to retire at 50 without bringing in a lucrative salary, or pinning hopes on the lottery? Retiring early is possible, and it’s backed by the simple personal …
A Comprehensive Beginners Guide to Investing
Forget the advanced tips and complex investment products. Do you want to ground yourself in the simple principles that underpin all successful investments? Read on!
What is a Rentier? And why you’ll love being one
You wake in the morning and take the time to cook yourself a proper breakfast. You turn on your laptop and have a glance at the financial markets. Stocks and …
How to Avoid Tax when Investing
This guide on how to avoid tax when investing will arm you with a series of tweaks you should consider making to your portfolio to maximise your returns. The reduction …
How to Build an Investment Portfolio
I’m Simon, founder of Financial Expert. This beginners guide covers the essential things you need to know when building an investment portfolio. It’s the most popular guide on Financial Expert. …
Investing Risk Appetite Questionnaire
Take our investing risk appetite questionnaire to discover how your attitude towards risk should influence your investing approach. Imagine for a moment: it is 2 am and you cannot get …
What is an Investment Time Horizon and how does it Impact a Portfolio?
When designing an investment portfolio, one of the factors you must consider is your investment time horizon. The consequence of overlooking your time horizon is discovering that your investments have …