Do You Need a Financial Advisor?

This is an important question that is asked by many people before they begin investing in shares. It’s also one that people ignore at their peril.   The rapid decline in RBS share price destroyed the value of many investors …

Simon OatesDo You Need a Financial Advisor?

Commodities Spread Betting

Spread betting on commodities is a modern method of speculating on the direction of commodity prices (as well as prices of other traded securities). When you place a spread bet, you bet your stake ‘per point’ of movement in the …

Simon OatesCommodities Spread Betting

Commodities News

The efficient-market hypothesis may theorize otherwise, but all practitioners understand that investing after thorough research will yield better results than picking out commodities investments and directions at random. If you are new to commodities, I would recommend checking out ‘How …

Simon OatesCommodities News

Commodities HYIPs – All Scams?

A HYIP, or ‘High Yield Investment Programme’ is a pervasive style of investment opportunity found on the internet. On the surface, a HYIP is a collective investment scheme, whereby individuals pool their funds together to be managed and redistributed by …

Simon OatesCommodities HYIPs – All Scams?

Budgeting for Petrol & Diesel Usage

If you’re a money-wise individual, then you have a good idea of your in-comings and outgoings. If you’re organised and thorough then you may draw up a weekly or monthly budget so that you can record, estimate and reflect on …

Simon OatesBudgeting for Petrol & Diesel Usage

Are Shares a Risky Investment?

The stockmarket is often seen as a casino. The newspapers often refer to the market-side of investment banking as ‘casino banking’ which reinforces this commonly held view. In this article I would like to bust the myth that ‘investing in …

Simon OatesAre Shares a Risky Investment?

Are Commodity Prices Affected By A Recession?

Commodity prices are volatile and difficult to predict, however we have built up an understanding of how commodity prices react to changes in the economic environment. This knowledge still doesn’t give us a perfect crystal ball – as the economy …

Simon OatesAre Commodity Prices Affected By A Recession?

Are Commodities Suitable for Beginners / New Investors?

I’ve written many articles about commodities and the opportunities for investment in them on Financial Expert. I sometimes even mention the asset class of commodities when writing articles aimed at beginners. But are commodities mutual funds, ETFs, futures contracts and …

Simon OatesAre Commodities Suitable for Beginners / New Investors?

Are Commodities Overpriced?

In my article ‘How to Invest in Commodities‘, I highlight the different routes to commodity exposure for retail investors. The dominant method, commodity Exchange Traded Funds (ETFs) have seen record inflows during the first part of 2011. Although it is …

Simon OatesAre Commodities Overpriced?

Are Commodities A Good & Safe Investment?

The question of whether commodities are a good investment has been banded around alot in the financial blogosphere lately. The second, more contentious question is whether commodities are a safe investment or not. Let me first distinguish between the two, …

Simon OatesAre Commodities A Good & Safe Investment?