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How do I know if a personal loan is right for me?

If you’re struggling for money a personal loan might be the perfect way to help while you reorganise your finances. There are a huge range of products available from banks, building societies and online lenders, suitable for those with a …

Simon OatesHow do I know if a personal loan is right for me?
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What Features Should a Good Mortgage Have?

Getting a mortgage is a huge step for anyone to take. Whether it’s your first mortgage or your fifth, you want to make sure that you get the deal is best for you. But there are so many different variables …

Simon OatesWhat Features Should a Good Mortgage Have?
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Helpful Tips For Staying Debt-Free While Out Of Work

There might be times in your life when you end up out of work. This can happen for a variety of reasons, from redundancy to having to quit due to illness. Even though you aren’t in work, it is still …

Simon OatesHelpful Tips For Staying Debt-Free While Out Of Work
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Property Investment: Essential Advice For All New Landlords!

Investing in property is a fantastic way to earn lots of money. The best way to do so is by buying a property and renting it out. As such, you become a landlord! For any new landlords, I have some …

Simon OatesProperty Investment: Essential Advice For All New Landlords!
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Repossessions Are At a Record Low – Why?

The Council of Mortgage Lenders (CML) has recently revealed that mortgage repossessions are (thankfully) at an all time low! Figures show that for the first quarter of 2016 (January, February and March), the number of properties repossessed was just 2,100. …

Simon OatesRepossessions Are At a Record Low – Why?
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Getting out of debt: How to manage your finances

If you’ve found yourself in debt, it’s time to look at ways of reducing your monthly costs and managing your money. Debt causes stress and can ultimately lead to mental health issues, such as anxiety and depression, if it is …

Simon OatesGetting out of debt: How to manage your finances

How to improve your credit rating

When it comes to taking out a loan for your business, whether you are a new venture or an established supplier to your local area, your lender will not look at the business but at you personally when it comes …

Simon OatesHow to improve your credit rating

Are Payday Loans a Scam?

Does 2689% APR sounds like a great rate to borrow at? No, I didn’t think so either. Welcome to the colourful world of so-called ‘payday’ loans. These are small loans, typically between £80-£750 that are made to individuals for short …

Simon OatesAre Payday Loans a Scam?
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Who Needs A Credit Card? We Match Up Popular Plastic with Ideal Owners

In this article, I impartially discuss the classic piece of plastic we all carry in our pocket, and wonder out loud whether it really is useful for everyone.  I’ll discuss the relationship 4 different groups of people have with credit …

Simon OatesWho Needs A Credit Card? We Match Up Popular Plastic with Ideal Owners
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Secured Loans vs Unsecured Loans – Which is Best?

In our ‘what different types of loans are available’ article, we identified that secured and unsecured debt are popular forms of borrowing. But which is the cheapest way to borrow? Which is the most flexible? In this article, we will …

Simon OatesSecured Loans vs Unsecured Loans – Which is Best?