How to Choose a Stockbroker or Investing Platform

Welcome to the Financial Expert guide on how to choose a stockbroker or investment account to begin your investing journey. Design your investment strategy You need to first make two strategic decisions before you can choose a stockbroker. The pricing levels of different brokers will match to different investment strategies. Therefore, decide what kind of an investor you will become: …

The Ultimate Guide to Dividend Growth Investing

Introduction The ‘Dividend Growth Investing‘ strategy (DGI) has taken root as a favourite strategy across money blogs, particularly websites which are dedicated to saving for retirement. In August 2019 Vanguard reopened its Dividend Growth Fund (Ticker: VDIGX) to new investors, showing a willingness to cash in on the resurgence of its popularity. Depending on where you look online, you will …

Are Payday Loans a Scam?

Editor note: The article ‘Are Payday Loans a Scam?’ was originally published on Financial Expert in 2010, and received a positive media response. In the years that followed, pressure upon payday lenders from us and other campaigners snowballed. In 2015 and 2017 the Financial Conduct Authority (FCA) finally imposed new, tougher rules on lenders. The article has been updated in …

How to Avoid Tax when Investing

This guide on how to avoid tax when investing will arm you with a series of tweaks you should consider making to your portfolio to maximise your returns. The reduction of taxes is a risk-free method to bring a basic investment portfolio up one notch in terms of sophistication, which is why we include this article in our intermediate learning …

Is Now a Good Time to Invest in the Stock Market?

“Is now a good time to invest in the stock market?” as well as “Should I save or invest?” are probably the most common question I am asked by readers, friends and family. In this article, I will tackle this subject and provide a few market timing tips. I hope to convince you that this question is the wrong one …

How to Research Share Prices and Company Information

Two hundred years ago, shares were traded between an elite group of wealthy individuals through social groups which often met in coffee houses. How to research share prices back then was to order an espresso and ask the right individual! Now, a small investor only needs a good internet connection to gain access to almost unlimited amounts of information, analysis, …

Passive Funds versus Active Funds

An argument which has long raged in the halls of asset managers is the debate between investing styles. In particular; passive versus active investing. Financial Expert encourages one of these styles – we will use this article to explain which style we prefer, and why it has won our support. An active investor uses discretion to select individual investments that …

A Critical Analysis of ‘The Financial Expert’ by R. K Narayan (1952)

This literary review explores the themes, artefacts and motifs of the 1952 Indian novel ‘The Financial Expert’, authored by the late Rasipuram Krishnaswami Iyer Narayanaswami (1906 – 2001). This article also provides a critique of the accuracy of the book’s depiction of microfinance in South India during the 20th Century. About the author R. K Narayan, full name Rasipuram Krishnaswami Iyer Narayanaswami …

What is an IPO (Initial Public Offering) and how to invest in one

Initial public offerings (IPOs) are milestones in the stock market calendar. An IPO is where a company gives the public an opportunity to buy shares in the company for the first time. This article will introduce you to initial public offerings and explain how to invest in an IPO. Also, we will highlight some common pitfalls for IPO investors. What …

Is Bitcoin the Investment of the Future?

This article is designed to answer the question – is Bitcoin a good investment? We’ll begin with an overview of the technology, then weigh up the advantages and disadvantages of owning cryptocurrency, What is Bitcoin and how does it work? A digital currency which runs on a technology called blockchain. Its symbol is BTC. Bitcoin is actually one of many …