Financial Expert™ - The Personal Finance Expert

1. How to Retire at 50 (Or Sooner!)

When I tell people that I hope to retire at 40, people give me funny looks. The ‘classic’ early retirement target is retiring at 50. I then go on to explain that I won’t be bringing in an impressive salary, nor will I be...

2. Who Needs A Credit Card? We Match Up Popular Plastic with Ideal Owners

In this article, I impartially discuss the classic piece of plastic we all carry in our pocket, and wonder out loud whether it really is useful for everyone. I’ll discuss the relationship 4 different groups of people have with credit...

3. 10 Shocking Common Mistakes Most New Investors Make

Experience is the best teacher, but when stocks and shares are involved, it’s definately profitable to learn about mistakes made by others rather than making them yourself! 1. They don’t diversify properly ‘Don’t...

Manage Your Finances like a CEO

Whatever stage of your life you may be in, it’s important to be on top of your personal finances. You might find you’re a little too busy to look in depth at how much you spend and how much you have coming...

Ever Considered a Career in Office Space...

Whilst being a landlady or landlord of residential property is commonly understood as offering a useful sideline, less is known about the requirements for becoming a landlord of commercial premises, such as...

Generating Returns from Overseas Propert...

If you’re a full time investor with a mix of interests, you’ll already be aware just how difficult it is to generate a reasonably well guaranteed rate of return in the current climate. In the UK, property...

Land investment: what you need to know

Land investment is one of the most solid forms of investment, as unlike other ventures the value of land does not usually fluctuate. There are many reasons why investors choose to invest in land, and with...

Investing and Share Dealing on the Go

Not so very long ago, anyone interested in investment and share dealing would have had little choice but to place his or her faith in a phone-based or bricks-and-mortar brokerage service. Nowadays, those...

What is a Power of Attorney and do I nee...

Power of attorney is when an individual is appointed to act on the behalf of someone else in their financial and personal affairs. The individual who makes the power of attorney is known as the donor, and the...

Not All Debt Is Bad Debt

Debt is generally thought of as being a bad thing. And of course, it often is. If you use your credit cards to the max and you don’t keep up the payments on them, and if you go overdrawn on your bank...

How to Keep your Ecommerce Shipping Cost...

So you have your e commerce software sorted, your product information ready and your website up and loaded. Congratulations. However, one thing that gets overlooked a bit too often is competition from larger...

Options available for Workplace Accident...

Many employers try to bypass the statutory safety requirements that are legally established for workers. Reasons for this can vary depending on the job and the individual in control. Issues can arise for...

Are We Being Too Harsh on Payday Loan Co...

Payday loan companies offer short-term loans at extortionately high interest rates for those seeking a quick fix for financial difficulty or desperately in need of money for some reason or another. The...

How to Keep Your Personal and Business F...

All too often, businesses owners mix up and intertwine personal and work-related expenditures. If you’re passionate, sometimes your personal life can be your business and it’s easy to get the two mixed...

How Will My Spouse’s Debt Affect Me?

If your personal finances are largely or completely separate from those of your spouse, you are only legally liable for debts in your name. In other words, you are not responsible for your spouse’s debts...

5 ways to Improve your Credit Status

One of the harsh realities of today’s financial world is that it can take a lifetime to build up a good credit rating but a mere few days to tarnish it. Increasingly in the digital age, credit rating...

Payday Loan Advances

The explosion in ‘PayDay’ loans in recent years has been in response to the need for consumers to have access to quick cash to help tide them over to their next payday. Managing ones bank balance...

Managing a Large Credit Card Balance

Credit cards mean different things to different people. For some, they’re payment protection, for others they’re more convenient than cash. Some people use a credit card as a short-term cash flow...

What is small business insurance?

A successful business can be established only by hard work and determination. You need to put in years of hard work and sincerity to bring your business to a standard position. But finding appropriate,...

Taking Advantage of the Best Annuity Rat...

There is a lot to think about when you are planning for retirement, and comparing annuity rates can often end up pretty far down the ‘to do’ list. With most pension providers offering an annuities package...

Top 7 credit control strategies you shou...

In recent years credit card use has been on the rampage and consequently so has credit card delinquency. Of course the economy has been a significant influence in pushing consumers over the edge, but there are...

5 Reasons why you should not rely solely...

Comparing the annuity market is an essential part of ensuring you get the maximum income in retirement. One way this can be done is by using an annuity rates calculator, which offers you the chance to see...

Choosing the Right Online Platform for Y...

Recent financial news has revealed that the deepening crisis in the Euro zone means that the dollar is becoming flavour of the month once more and the appetite for risk has all but been quelled. All of this...

How to Find a Low Cost Car Loan

At a time of great financial instability across both the global and domestic markets, the amount of data, shifting opinion and conflicting headlines can be a little confusing. Many consumers do not engage with...

Equity Release FAQs

You may have heard the term equity release being talked about in recent years. That’s because it is becoming an increasingly popular way of utilising the money tied up in the value of your home. With the...

How to Save Money on your Internet Broad...

While many of us now take our internet broadband connection for granted, just like any utility bill there is money saving potential to be found. If you’ve had your fixed-line set up for more than a year (or...

Childcare Affordability Report

To compile this report, Family Investments partnered with SQW, an independent economics consultancy firm. SQW spoke to more than 100 local authorities to build a picture of nursery and childminder care costs...

“Buy” Cars for FREE for the ...

It is a sad fact that the financial climate has been difficult for the last few years. Economic woes have made financial austerity a catchphrase for governments around the world, and increasing household costs...

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