Financial Expert™ - The Personal Finance Expert

1. How to Retire at 50 (Or Sooner!)

When I tell people that I hope to retire at 40, people give me funny looks. The ‘classic’ early retirement target is retiring at 50. I then go on to explain that I won’t be bringing in an impressive salary, nor will I...

2. Who Needs A Credit Card? We Match Up Popular Plastic with Ideal Owners

In this article, I impartially discuss the classic piece of plastic we all carry in our pocket, and wonder out loud whether it really is useful for everyone. I’ll discuss the relationship 4 different groups of people have with credit...

3. 10 Shocking Common Mistakes Most New Investors Make

Experience is the best teacher, but when stocks and shares are involved, it’s definately profitable to learn about mistakes made by others rather than making them yourself! 1. They don’t diversify properly ‘Don’t...

Be Smarter With Your Money and Get Savin...

Now that we’re starting to see some kind of rebound from the economic recession, you’re probably transitioning out of survival mode with your finances. If you are thinking about how you can get ahead and...

Why It’s Important to Have Health ...

Foreword: Whilst we can often get wrapped up in the numbers and the ‘long game’ that is our careers, it’s important to not forget that our day-to-day business, and how we treat others in our...

The Finance Lifestyle: How to Redecorate...

Lots of people have a separate room in the house where they can work or study without distractions from TV sets, radios, and other members of the household. For many finance professionals these days a...

How Can I get The Best Credit Card Deal?

Applying for a credit card can be a mysterious, confusing and stressful process – the options are many, but the pitfalls are plentiful too, and the debt that’s caused by exorbitant interest rates can...

Umbrella Companies: The Basics

Many contractors form limited companies for conducting their business activities, but under some circumstances using an umbrella company offers several advantages over forming your own company. The main...

Pet Insurance and the Benefit of Cat Own...

It’s often been said that a dog is a man’s best friend, but new research shows that owning a cat can also lift your mood. A study by Cats Protection and the Mental Health Foundation showed that people...

Situations when finding the cheapest lan...

If you let out your property to tenants, or are planning to do so, then you may have decided that you want to invest in the cheapest landlord insurance that you are able to find. One thing to remember if this...

A Warm Flat & Cheap Bills: How to H...

Gas prices have continued to escalate since 2002. Today, the average British household foots an annual gas bill of £800, and it is expected that by 2020 gas prices will rise by 27%. Make sure you use a...

Pay as Little as you Need for a Car

The costs of running cars in the UK are spiraling. Due to increases in personal injury claims arising from accidents, people are paying much more to protect their motor. This week, Moneywise magazine reported...

5 Easy Ways to Improve Your Credit Ratin...

There are a number of disadvantages to having a low credit score. The main one is getting rejected for loans, mortgages, phone contracts, and credit cards but there a worse problem than this. Getting accepted,...

The Benefits of Solar Panels for your Ho...

One of the more popular investments in recent years has been the solar panel phenomenon. It is a growing trend as more and more people are investing in solar panels, lowering their energy bills and making...

What Are the Advantages of Investing in ...

With the new tax year starting this month there has been a lot of talk about Individual Savings Accounts (known as ISA’s). These savings accounts are an excellent way to save money and they have a number...

What is an Equity Release and How Does i...

An equity release scheme can be an important part of retirement planning and they can be used for a more comfortable retirement that is enjoyable. Essentially, equity release allows you to raise money from...

Junior ISAs – The Guide

When it comes to saving for your children’s future it can be difficult to know where to start. Whether you want to put some money aside for their first home, to fund higher-education costs or simply to...

Top Tips to Sell your Property Quickly

When it comes to selling homes, the quicker you can find a buyer for your property, the better. If you are part of a chain, you may be looking for a swift sale so as not to miss out on your new home. You may...

5 Huge Impact Cost Cutting Techniques

Some people take cost cutting to the extreme. They live the ultimate frugal lifestyle: from baking their own bread and making their own detergent to working out which type of rice is cheapest. For most people,...

10 Excellent Ways to Earn More Money

One of the best ways to improve your finances is simply to earn more money. With just a little effort, many people could vastly improve their income and quality of life. In some cases it only takes a few...

The Advantages and Disadvantages of Debt...

According to Sainsburys Finance, £1.5bn have been borrowed in the first quarter of the year to be used wholly, or in part, as a consolidation loan. That figure is split over 157,000 loans taken out by people...

Warning! Use Payday Loans at own Risk

Payday loan companies are the bane of the credit industry and use cleverly targeted marketing and advertising to entice people into using their products. The promise of quick cash with no credit check and...

What Does an Investment Bank Do?

UBS, Credit Suisse, Barclays Capital, RBS, Goldman Sachs, BNP Paribas, Deutsche Bank, Morgan Stanley. These are some of the biggest names in the investment banking world. The list of names used to be longer,...

Life Insurance for Small Business Owners

Small business owners are very familiar with the many demands on their hard-earned income. Most aim to spend it wisely and well, avoiding any unnecessary outgoings but making sure, at the same time, that there...

How to Buy Shares Online

If you’re looking for information on how to buy shares online then you’ve landed on the right article! This guide will show you how easy it is to use an online brokerage account to purchase your...

It’s Not Just Customers Who ‘...

I have a problem with a part of how many UK companies operate their customer support. Whether they’re an insurer, bank, or utility business – they probably use premium rate telephone numbers as the...

Millennial age group – How they ar...

A generation that is frequently criticized for their pampered upbringing and noticeable spending habits, new findings propose that Millennials are more traditional than their parents when it is matter of...

Broadband Speeds Across the World

Internet speeds vary hugely across the globe, but perhaps not quite as one might expect. According to research company Pando, global average download speeds site at around 580KB per second, with the highest...

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